Live on Arc

Move money across borders,settled in seconds.

Nexum is a decentralized FX and cross-border payments platform. Trade USDC for local currency peer-to-peer with on-chain escrow, move funds between Arc, Ethereum, Base and more, and track live rates across 160+ currencies worldwide.

Multi-chain USDC Fees in USDC
Live rates Updating
How it works

Three steps to your first on-chain payment

01

Connect or sign in

Sign in with Google or email and get a secure Circle wallet, no seed phrase, no crypto setup. Your keys stay yours.

02

Check live rates

See live rates across 160+ currencies worldwide with fees shown upfront, before you commit to anything.

03

Send across chains

Move value to any wallet on any supported chain, pay an invoice, or trade peer-to-peer, every step confirmed on-chain.

Everything in Nexum

One app for global money movement

From simple conversions to business payroll, here’s what you can do, and when you’d reach for it.

Exchange

Convert and move value

On/Off-ramp

Move money between your bank and USDC through our regulated payments partner. Deposit local currency to fund your wallet, or cash out USDC straight to a bank account.

Use case · Top up with a bank transfer, or withdraw USDC to your account in USD or EUR, no exchange, no manual crypto steps.

Bridge

Move native USDC between Arc and Ethereum, Base, Arbitrum or Polygon using Circle CCTP. No wrapped tokens, no third-party custody.

Use case · Bring USDC from Ethereum onto Arc to trade, or move it back out, signing every step from your own wallet.

Send

Send USDC to any address on Arc, instantly and with near-zero fees.

Use case · Pay a supplier on Base while your funds sit on Arc, in one step, with no bridging beforehand.

P2P Market

Trade peer-to-peer

Marketplace

Browse and accept peer offers to buy or sell USDC for local currency, with funds held in an on-chain escrow until both sides confirm.

Use case · Cash out USDC to local currency by matching with someone nearby, protected by escrow and a dispute process.

My Trades

Track every offer you have created or accepted, with live status and built-in dispute resolution if something goes wrong.

Use case · Follow an in-progress trade from acceptance to release, and raise a dispute with admin support if needed.

Payments

Invoice and settle

Invoices

Create shareable payment requests that anyone can pay in USDC, with a PDF receipt emailed on completion.

Use case · Send a client a payment link; they pay in USDC and both of you get a receipt automatically.

Treasury

Run business finances

Treasury

Your payroll command centre: every batch in one dashboard with USD totals and exportable records for accounting.

Use case · See total paid, recipients, and in-progress batches at a glance, then export the recipient ledger at month end.

Payroll

Pay a whole team in one batch, with each payment confirmed on-chain and marked sent or failed accurately.

Use case · Run monthly payroll for a distributed team, one batch, every payment verified on Arc.

Account

Your wallet and activity

Wallet

Sign in with Google or email to get a secure Circle wallet, your keys, no seed phrase required. Everything is ready the moment you sign in, no crypto setup.

Use case · A first-time user signs in with Google and starts transacting immediately, no crypto setup.

Dashboard

Your at-a-glance home: balances, recent activity, live rates, and quick actions.

Use case · Open the app and see your USDC balance, latest transactions, and today’s rates in one view.

History

Every payment, bridge and transfer, with real on-chain status, settled, pending, or failed.

Use case · Check whether last night’s conversion actually settled on-chain, with the transaction hash to verify.

Profile

Manage your display name, contact details, and notification preferences.

Use case · Set a username so counterparties see a name instead of a wallet address in P2P trades.

Ready to move money the modern way?

Sign in with Google or email, you’ll be transacting on Arc in under a minute.

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